FHA Home Loans

Buy a home with as little as 3.5% down with less than perfect credit.

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Mortgages. Military Made.®

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Get the Mortgage and Home You Deserve!

With AAFMAA Mortgage Services LLC (AMS), we provide servicemembers and Veterans with qualified credit the opportunity to receive a low-rate and low-cost mortgage to build, buy or refinance a home.

Military Home Loans

We offer a wide range of products for members of the military community. Whether you’re a first-time home buyer, investing in a property, or building your dream home for retirement, AMS offers a wide range of home loan programs:

Up to no money down VA Home Loans
Fixed and adjustable rates
Terms from 15 to 30 years
FHA and USDA loan programs
Jumbo and super jumbo loans
Construction loans
Second Mortgages

Refinancing Products

We offer mortgage refinance products to consolidate debts, fund home improvements, pay for college tuition or other major expenses, or simply lower your payment or interest rate. We can leverage a wide range of mortgage options to assist you:

VA Cash-Out Refinance
VA Interest Rate Reduction Refinancing Loan (IRRRL)
VA Jumbo Loans
Conventional Refinancing Programs
FHA Loans

Member Stories

"My Military Mortgage Advisor, Processor and Customer Relations personnel were all very professional and highly competent. It was a pleasure working with them."

"I'm here to say that not all mortgage brokers are created equal. The process with AMS puts them in a class by themselves. These are people who genuinely care about you."

"Our experience was outstanding. From the initial call to loan closure, the process was simple and quick. I highly recommend AAFMAA to anyone who would like to finance or refinance their homes."

"My experience was great. Mr. Flota did an excellent job and kept me well informed. The loan was straightforward without hidden fees and extra charges, I got an excellent rate as well."

"Superb work by each person working my refinance. Fast and efficient. A job very well done in a short time. Exceptional service. Thank you."

"As with all my dealings with AAFMAA over the years their mortgage program is also first rate. Outstanding staff and service."