Buying a home?

Unsure of your options?

Take the first step.

You may be pre-qualified* for a VA Home Loan. Finance your new home purchase with AAFMAA Mortgage Services LLC (AMS).

Complete this short form and one of our mortgage experts will get back to you as soon as possible.

Mortgages. Military Made.®

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Get the Mortgage You Deserve!

At AAFMAA Mortgage Services LLC (AMS), we’re committed to ensuring servicemembers and Veterans are well-informed and taken care of when it comes to home financing to build, buy or refinance.

Military Home Loans

We offer a wide range of products for members of the military community. Whether you’re a first-time home buyer, investing in a property, or building your dream home for retirement, AMS offers a wide range of home loan programs:

Up to no money down VA Home Loans
Fixed and adjustable rates
Terms from 15 to 30 years
FHA Loans
Jumbo and super jumbo loans
Construction loans
Second Mortgages

Refinancing Products

We offer mortgage refinance products to consolidate debts, fund home improvements, pay for college tuition or other major expenses, or simply lower your payment or interest rate. We can leverage a wide range of mortgage options to assist you:

VA Cash-Out Refinance
VA Interest Rate Reduction Refinancing Loan (IRRRL)
VA Jumbo Loans
Conventional Refinancing Programs
FHA Loans

Member Stories

"My Military Mortgage Advisor, Processor and Customer Relations personnel were all very professional and highly competent. It was a pleasure working with them."

"I'm here to say that not all mortgage brokers are created equal. The process with AMS puts them in a class by themselves. These are people who genuinely care about you."

"Our experience was outstanding. From the initial call to loan closure, the process was simple and quick. I highly recommend AAFMAA to anyone who would like to finance or refinance their homes."

"My experience was great. Mr. Flota did an excellent job and kept me well informed. The loan was straightforward without hidden fees and extra charges, I got an excellent rate as well."

"Superb work by each person working my refinance. Fast and efficient. A job very well done in a short time. Exceptional service. Thank you."

"As with all my dealings with AAFMAA over the years their mortgage program is also first rate. Outstanding staff and service."

PRESCREEN & OPT-OUT NOTICE: This prescreened offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria including providing acceptable collateral. If you do not want to receive prescreened offers of credit from this or any other companies, call the consumer reporting agencies toll-free, 1-888-567-8688 or visit the website at www.optoutprescreen.com; or write TransUnion Opt-Out Request PO Box 505, Woodlyn, PA 19094-0505, Equifax Options, P.O. Box 740123 Atlanta, GA 30374, Experian Consumer Opt-Out, P.O. Box 919, Allen, TX 75013.

*TERMS AND CONDITIONS: Information from your consumer credit report was used in connection with this AAFMAA Mortgage Services LLC (AMS) loan offer and you received this offer because you satisfied certain criteria of creditworthiness that was used to screen persons for this offer. This offer is contingent upon receiving a valid first lien on your owner-occupied, one-to-four family residence (mobile homes, high-rise condominiums, commercial property, agricultural/farm and deferred maintenance properties are ineligible). Credit may not be extended if, after you respond to this offer, you no longer meet the selection criteria, cannot provide a VA Certificate of Eligibility (COE), we do not receive a satisfactory title and acceptable Loan-to-Value (LTV) ratio on your home, and/or a current credit report shows adverse information, or your debt-to-income ratio is not appropriate and reasonable for the loan amount requested. In addition, credit may not be extended if you cannot verify you are an active service member, or honorably discharged Veteran or military retiree as AMS is a wholly-owned subsidiary of the American Armed Forces Mutual Aid Association (AAFMAA), a not-for-profit, member-owned association that exclusively serves the military community. AMS may also choose to cancel this offer if it is unable to verify information you have provided.

This offer is brought to you by AAFMAA Mortgage Services LLC (AMS), 2000 Regency Parkway, Suite 140, Cary, NC 27518. AMS is an Equal Housing Lender. NMLS ID # 1423968 (www.nmlsconsumeraccess.org). A VA approved lender # 668521-00-00; not endorsed or sponsored by the Dept. of Veterans Affairs (VA) or any government agency. Our Military Mortgage Advisors are licensed Mortgage Loan Originators, also known as Loan Officers. For additional information and disclosures for AMS, please visit YourMilitaryMortgage.com. Refinancing your existing mortgage may increase the finance charges you pay over the life of the loan.

AAFMAA Mortgage Services LLC (AMS) is a licensed lender and/or broker in these states: Alabama 22416, Arizona Department of Financial Institutions, Mortgage Banker License 1019264, California Licensed by Department of Financial Protection and Innovation, DFPI Financing Law License 60DBO97872, Colorado, Regulated by the Division of Real Estate, License No. 1423968, Florida MLD1376, Georgia 56946, Idaho – MBL-2081423968, Indiana DFI Mortgage Lending License No. 68052, Kentucky MC401802, Maryland 1423968, North Carolina L-167411, Oregon 1423968, South Carolina, Tennessee 135339, Texas, Lender and Broker in Virginia MC-6685, and Washington Consumer Loan Company License No. L-1423968.
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